[Lpk-execomm] MOTION: Authorization to Open an Interest-Bearing Money Market Account

Andrew Roberts andrew.roberts at lpky.org
Sat Jan 10 15:34:33 EST 2026


   Yes I’m in favor

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     __________________________________________________________________

   From: Robert Lodder <rlodder at biospherics.net>
   Sent: Saturday, January 10, 2026 11:29
   To: Charles Altendorf <charles.altendorf at lpky.org>
   Cc: Ken Moellman <ken.moellman at lpky.org>; Lpk Execomm
   <lpk-execomm at lists.lpky.org>; Andrew Roberts <andrew.roberts at lpky.org>
   Subject: Re: MOTION: Authorization to Open an Interest-Bearing Money
   Market Account

   I am in favor of this.

   Robert A. Lodder, Ph.D.
   Chief Executive Officer

   Phone: (301) 476-0705
   Email: [2]rlodder at biospherics.net

   This e-mail, and any attachments thereto, is intended only for use by
   the addressee(s) named herein and may contain legally privileged and/or
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   On Sat, Jan 10, 2026, 11:19 AM Charles Altendorf
   <[3]charles.altendorf at lpky.org> wrote:

     I'm in favor

     On 2026-01-10 11:18, Ken Moellman wrote:

   Gents -

   This wasn't published to the list originally.  I'm cc'ing it now.
   Motions must be made to the list per the Constitution, for
   transparency's sake.

   That all said, I'm fine with moving forward to a vote as long as
   there's no objection. While I personally think we should actually put
   more into the account, I'm not going to stop us from doing this. We can
   always add more.

   Dr Lodder has made the following motion: "I move that the LPKY
   Treasurer be authorized and directed to open a Business Money Market
   Savings Account at the bank for the purpose of holding the party's
   reserve funds. I further move that the Treasurer be authorized to
   transfer an initial sum of $15,000 from the general checking account
   into this money market account, and that the signing authorities for
   this new account shall be identical to those currently established for
   the party's checking account."

   I'm voting aye.
   ---
   Ken C. Moellman, Jr.
   Libertarian Party of Kentucky
   State Party Executive Committee Chair

   On 2026-01-10 11:08, Robert Lodder wrote:

   Time to call the question.

   Robert A. Lodder, Ph.D.
   Chief Executive Officer

   Phone: (301) 476-0705
   Email: [4]rlodder at biospherics.net

   This e-mail, and any attachments thereto, is intended only for use by
   the addressee(s) named herein and may contain legally privileged and/or
   confidential information. If you are not the intended recipient of this
   e-mail, you are hereby notified that any dissemination, distribution or
   copying of this e-mail, and any attachments thereto, is strictly
   prohibited. If you have received this e-mail in error, please notify me
   by replying to this message and permanently delete the original and any
   copy of this e-mail and any printout thereof.
   On Tue, Jan 6, 2026, 12:30 PM Charles Altendorf
   <[5]charles.altendorf at lpky.org> wrote:

     I have no further discussion

     On 2026-01-05 22:22, Robert Lodder wrote:

   The current Executive-Caucus Committee Guidebook says "Interest earned
   on invested funds is not considered a contribution, but is reported as
   "other receipts," on Schedule 1 of the Election Finance Statement.
   Offsets to Operating Expenditures."  So the general fund and
   building fund can do it.
   However, a State Executive Committee Building Fund must be kept in a
   separate bank account and reported quarterly instead of semi-annually.

   Originally I was thinking of holding back money for possible
   escheatment, but now that I think about it, it's so easy to transfer
   money from the money market account back to the checking account that
   that shouldn't be an issue.   So amending the motion to transfer more
   money makes sense.

   On Mon, Jan 5, 2026 at 9:49 PM Ken Moellman <[6]ken.moellman at lpky.org>
   wrote:

     I will second.

     Question:  Are we permitted to do this with current KREF
     regulations?  In the past we were not allowed to put the general
     fund in an interest-bearing account. I know the building fund was
     able to do it. But there have been changes over the past decade and
     I honestly haven't followed all of them.

     If we are allowed, I would suggest that we put even more into the
     account. What's a reasonable maximum "emergency" expediture?  I'm
     thinking $5K is the most we would ever have to use in any
     emergency.  So putting everything but $5k in there might be good.

     ken

   ---
   Ken C. Moellman, Jr.
   Libertarian Party of Kentucky
   State Party Executive Committee Chair

     On 2026-01-05 21:41, Robert Lodder wrote:

   I move that the LPKY Treasurer be authorized and directed to open a
   Business Money Market Savings Account at the bank for the purpose of
   holding the party's reserve funds. I further move that the Treasurer be
   authorized to transfer an initial sum of $15,000 from the general
   checking account into this money market account, and that the signing
   authorities for this new account shall be identical to those currently
   established for the party's checking account.

Supporting Arguments (Rationale)

    1. Yield Optimization: As of January 2026, market rates for business
       money market accounts are ranging between 3.30% and 4.10%
       APY (e.g., U.S. Bank and EverBank). Maintaining all liquid assets
       in a non-interest-bearing checking account represents an
       opportunity cost to the party.
    2. Asset Liquidity: Unlike a Certificate of Deposit (CD), a money
       market account maintains high liquidity, allowing the party to move
       funds back to the operational checking account nearly
       instantaneously if an urgent political or legal need arises.
    3. Risk Mitigation: Segregating reserve funds from the primary
       operational checking account provides an additional layer of
       security against unauthorized debit transactions or checking fraud
       on the main account.
    4. Reporting Compliance: The interest earned will be tracked as "Other
       Receipts" or "Investment Income" for KREF (Kentucky Registry of
       Election Finance) reporting purposes, ensuring full transparency in
       accordance with KRS Chapter 121.



   --

   Robert A. Lodder, Ph.D.
   Chief Executive Officer

   Phone: (301) 476-0705
   Email: [7]rlodder at biospherics.net

   This e-mail, and any attachments thereto, is intended only for use by
   the addressee(s) named herein and may contain legally privileged and/or
   confidential information. If you are not the intended recipient of this
   e-mail, you are hereby notified that any dissemination, distribution or
   copying of this e-mail, and any attachments thereto, is strictly
   prohibited. If you have received this e-mail in error, please notify me
   by replying to this message and permanently delete the original and any
   copy of this e-mail and any printout thereof.



   --

   Robert A. Lodder, Ph.D.
   Chief Executive Officer

   Phone: (301) 476-0705
   Email: [8]rlodder at biospherics.net

   This e-mail, and any attachments thereto, is intended only for use by
   the addressee(s) named herein and may contain legally privileged and/or
   confidential information. If you are not the intended recipient of this
   e-mail, you are hereby notified that any dissemination, distribution or
   copying of this e-mail, and any attachments thereto, is strictly
   prohibited. If you have received this e-mail in error, please notify me
   by replying to this message and permanently delete the original and any
   copy of this e-mail and any printout thereof.

   --
   Charles Altendorf
   Libertarian Party of Kentucky - Secretary
   Libertarian Party of Woodford County Kentucky - Treasurer

   --
   Charles Altendorf
   Libertarian Party of Kentucky - Secretary
   Libertarian Party of Woodford County Kentucky - Treasurer

References

   1. https://aka.ms/o0ukef
   2. mailto:rlodder at biospherics.net
   3. mailto:charles.altendorf at lpky.org
   4. mailto:rlodder at biospherics.net
   5. mailto:charles.altendorf at lpky.org
   6. mailto:ken.moellman at lpky.org
   7. mailto:rlodder at biospherics.net
   8. mailto:rlodder at biospherics.net


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